Free background information available upon request
A diagnosis of cancer was once a death sentence, but now there is much more hope available for cancer patients. Although treatment can take months or even years, it is possible for patients to go into remission from many kinds of cancer or even become cancer-free...
New Mexico recently enacted a 36% rate cap on consumer loans. Among the remarks that motivated them to do so was the following: Thank you Madam Chair, Members of the Committee. My name is Will Hancock and I’m a student at the University of New Mexico School of Law. I...
What happens if I declare bankruptcy? This bankruptcy question is one of the most frequently asked questions about bankruptcy. However, instead of knowing what “happens” when they file bankruptcy, many people actually want to know about the downsides of filing...
During the COVID-19 pandemic, many residents of Mississippi relied on unemployment benefits to help them pay bills and feed their families. In addition, federal unemployment programs boosted state unemployment payments to help individuals who lost their jobs or were...
Many people believe that there is a special “medical” bankruptcy for someone with too many medical bills. However, there isn’t a special bankruptcy filing or bankruptcy chapter solely for medical bills. Likewise, there is not a special bankruptcy case for debts...
Disaster Recovery (DR) has become an increasingly vital core component of the prototypical technology management toolkit that needs to be in place at organizations ranging from small businesses to large enterprises. A well-planned and well-practiced disaster recovery...
If you do not meet the income qualifications for a Chapter 7 case, you may want to consider restructuring your debts through a Madison Chapter 13 case. Chapter 13 allows individuals and couples to develop an affordable payment plan for their debts. However, a concern...
When you have bills that you cannot pay, you may explore several options for debt relief. Two options for eliminating debt that you might consider are filing for bankruptcy relief and debt settlement. Both options can get rid of your unsecured debts, and each option...
Most people never think twice about Chapter 7 bankruptcy until they find themselves facing insurmountable financial circumstances. For example, if you find yourself buried in credit card debt and a variety of loans, it may be the best way to escape. Whether or not you...
If your financial situation continues to spiral out of control, it’s imperative to stop the bleeding as quickly as possible. For many individuals, Chapter 7 bankruptcy is the best solution to this problem. Even though it’s difficult to project what will happen in the...