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Health insurance helps make the often otherwise exorbitant costs of modern healthcare accessible. Private health insurance policies can pay for the cost of someone's surgery or for the expenses involved with physical therapy as someone recovers after a car crash. Many...
Many individuals and families occasionally experience budgetary shortfalls. Unexpected reductions in income or sudden increases in household expenses can leave people struggling to meet all of their financial obligations. Some people decide to accept late fees or use...
Individuals who run small businesses have more financial stressors than the average adult. Not only do they need to maintain their home and personal finances, but they must also attend to business resources and financial obligations. When a business begins to...
There are benefits and drawbacks to each kind of bankruptcy. Some of the risks and challenges are universal. Bankruptcy often leads to an immediate closure of someone's revolving lines of credit. Their credit score will drop, and it will usually take years to qualify...
A Chapter 7 bankruptcy is an aggressive financial move that can significantly diminish what a business owner owes. Unsecured debts are eligible for discharge after a successful Chapter 7 filing, which may help someone struggling to manage business-related expenses...
Financial challenges are a reality many face at different points in their lives. These challenges can quickly snowball into severe debt, whether caused by unexpected medical expenses, job loss or other unforeseen events. Filing for bankruptcy can be a lifeline that...
The average sale price for vehicles has increased substantially in recent years. Many people require financing to afford a reliable vehicle on the current market. Unfortunately, that means that the vehicles that people rely on to take care of their families or get to...
Those who are considering bankruptcy are often (understandably) concerned about their financial future. They know that their current debt is unsustainable. They know that they need to pursue a fresh start. But they’re (again, understandably) worried about what filing...
Filing for bankruptcy is a significant decision impacting various aspects of an individual’s financial life. One of the immediate benefits that come with filing for bankruptcy is an automatic stay. If you’re thinking about filing for bankruptcy, know that this legal...
Do you ever get your credit card bill at the end of the month and wonder how it got so high? You don’t feel like you were spending any more money than you normally would. But somehow the balance is spiraling out of control. It’s not just in your mind. Studies have...