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Filing for Chapter 7 bankruptcy allows eligible individuals to discharge most unsecured debts and secure a fresh financial start. The process requires careful preparation and the submission of detailed information to the bankruptcy court. As such, it can be helpful to...
People thinking about bankruptcy often view it as the culmination of a difficult time. It may seem like the end of an era. Many people file for bankruptcy after a divorce, a failed startup or a job loss. While bankruptcy can be the last chapter in one part of a story,...
Many Americans suffer from a crippling financial burden that’s unheard of in many other industrialized countries – medical debt. Even people with health insurance are often left with massive medical bills amid a serious illness or after a devastating injury that are...
Some debts result from unbalanced budgets and similar challenges. Credit card balances, for example, often start small and accrue slowly over time. Other debts may arise with little warning. Someone involved in a car crash caused by an uninsured driver could go from...
Filing for personal bankruptcy is a difficult decision that can affect many aspects of someone's life. The need to take such drastic action can inspire people to look carefully at their circumstances and establish plans for their protection in the future. After a...
People who are drowning in debt often want to find a way to seek a fresh start. They may try to make payments on their medical bills, credit cards and other debts for a while but then realize it’s not possible to keep up and still pay for life’s necessities. If you’re...
People in a variety of different situations might eventually file for bankruptcy. Small business owners and self-employed professionals are among those who might experience a sudden and short-term drop in income that might make bankruptcy reasonably necessary....
Health insurance helps make the often otherwise exorbitant costs of modern healthcare accessible. Private health insurance policies can pay for the cost of someone's surgery or for the expenses involved with physical therapy as someone recovers after a car crash. Many...
Many individuals and families occasionally experience budgetary shortfalls. Unexpected reductions in income or sudden increases in household expenses can leave people struggling to meet all of their financial obligations. Some people decide to accept late fees or use...
Individuals who run small businesses have more financial stressors than the average adult. Not only do they need to maintain their home and personal finances, but they must also attend to business resources and financial obligations. When a business begins to...